Credit score is the most important three-digits of your financial life. If yours is not the best you could ask for, average or below it, building better credit can open many doors in your financial life and makes an important difference when it comes to applying for loans, credit cards a mortgage or other financial products. Even though there are multiple that do not take credit score into consideration when you are trying to get a financial product, having a high credit score will guarantee you to get not on the qualifications for the loan or credit card you want, but also favorable terms and the best rates in the market.