FAQ

About Kreditiweb

> Is Kreditiweb a bank?

No. Kreditiweb is not a financial entity. It is a marketplace that compares personal loans. Our main goal is to facilitate the life of our customers by offering them updated information about the financial products currently in the market. We also provides the users the possibility to use it services to choose the most suitable product from all the financial entities available for them. 

> Is Kredtiweb a lender?
No, Kreditiweb is not a lender and does not finance any type of loans. We are a loan comparator, so our job is to analyze our user’s financial profile and show them the product according to the information provided. 

> Why is Kreditiweb a reliable loan comparator?

Our loan comparator uses more than 50 affiliated financial entities. Additionally, our team of professionals strives every day to obtain the most up-to-date information and keep up to date with all the changes in the financial sector. Our experts search and analyze the information with the aim of finding new ways to help our customers in their finances.

About our analysis of financial profiles

> Why do you ask for so much personal information?

Kreditiweb has specialized to offer its users the most accurate, updated and useful information possible. To do so, we need to collect some personal information that will allow us to achieve it the best way possible. By defining your real financial profile, we are able to understand your needs and find the best options for you. All personal information provided is protected with our Privacy Policy. 

> Why do you ask if I own a house or a car?

Between the different financing existing options, we have some products available that require a collateral such as a house or a car. In order to adjust the list of products for you, we need to know if you meet the requirements for these secured types of loans. 

> What criteria do you use to show me the products for me from your loan comparator?

We always use your financial profile as our main criteria. These are the main aspects our affiliates take into consideration:
The state you live in

• Your income
• Other current loan you may have
• Your credit score
• Your properties/collaterals

In fact our criteria is to only show you the best financial products that meet your expectations and that you are likely to get approved for. This way, you do not waste time applying for loans you are not eligible for. Thus, our acceptance rate exceeds 97%.

> Why are there financial entities that are not popular? 

In our loan comparison, we have different types of financial entities from traditional lenders such as Bank of America and online banks such as N26 or Revolut. We also have some private lenders and other marketplaces as well. However, it is important to mention that all our partners are fully reliable and safe, and subject to current legislation.