Online Loans

Looking for an easy and fast loan? Online loans are the easiest and fastest financial products offered in the current market. The best part: you can get one whenever from your house comfort.

Personal loans

From 6.95% – 35.89%

Maximum amount


Loan conditions
Loan conditions
  • Be over 18
  • Have a valid ID/passport
Short-term Loans
Minimum amount


Maximum amount


Loan term

up to 1 month

Loan conditions
Loan conditions
  • Be over 18
  • Must be employed
  • Be a US citizen or permanent resident
Personal Online Loans




Loan Range Given

$1,000 to $35,000

Loan conditions
Loan conditions
  • Be over 18
  • Have a valid ID/passport
  • Other requirements may be needed to submit the loan request
Bad Credit Loans
Minimum amount


Maximum amount


Loan term

3 to 36 months

Loan conditions
Loan conditions
  • Be over 18
  • Be a US citizen or permanent resident
  • Have a SSN or TIN
  • Have a US Bank Account 
  • Other requirements may be needed to submit the loan request

How an online loan works?

This type of loans are your best shot when it comes to finding a quick option for cash. The amounts offered for these loans range between $500 - $100,000 and the application process only requires a device with an internet connection - which should be safe as well. Once you pick your lender, you can get started.

During the application, you might have to provide some information such as name, SSN, address and phone number. Depending on the platform your are using, you might be asked for additional information such as income, credit score range, employment status, expenses and others.

Within minutes, the financial entity might be able to give you a response to your request. If approved, you can get the amount you need in your bank account ASAP, ready to be used for any purposes you have.


How to borrow online?

An online loan is not very different from personal loans, but they are designed to have an easier and stress-free application process. Even though there are a lot of similar options in the online markets, it is necessary to be careful during the process to avoid scammers or just not getting the right option that would suit your repayment budget.

The first thing to do for an online loan is to analyze your options. Have you heard about the lender before? Is it reliable? Does it has reviews? Do you know anybody that has used it before? Make sure you respond these questions in order to keep the process safe and with no further confusions.

Then, it is time to evaluate the rates offered. Experts say that a regular loan should not have an APR above 36%, even if you are able to pay the monthly amount. Usually, online lenders provide a lot of offers that may include lower rates and less fees than traditional lenders.

Regarding documentation, at first yoy may only be asked for your SSN. Some lender do not even require that information. But once you move forward, some lenders may ask you for other paperwork such as proof of income, W-2 or similar. Remember to have these documents close to you, in case you decide to get your money from that lender to streamline the money collection process. 


Finding online loans with a marketplace

Good online loans come from online lenders who have shaped their offers with competitive rates in the digital world and exclusive benefits for doing it through cyberspace. This is very reasonable because traditional lenders have higher costs during the lending process, having physical locations, agents, infrastructure and more.  

There are also specialized online lenders that can suit your specific needs as a customer. For all this, using marketplaces are the best way to find good options for you. They are online platforms that connect online lenders or investors with borrowers, usually according to their needs and payment capability.

Kreditiweb is a lending marketplace that uses the algorithm and your basic information to find the best financing option for you, connecting the borrowers with several lenders that may meet their expectations.


Benefits of getting an online loan

  • Competitive and better rates: less costs for lenders mean better rates offered. They can start with interest rates of 2.5%.

  • ✅ Minimal requirements: Lenders tend toonly ask for basic information such as identity, address and income proof.

  • No physical submissions: All the paperwork needed - only if required - can be submitted online so there is no need to visit any physical location.

  • ✅ Easy approval: online lenders tend to use alternative criteria for loan approval, so credit score and history are not determinants when it comes down to evaluate creditworthiness.

  • ✅ Quick and easy disbursal: Once you get approved, you will get the money directly transferred to you personal bank account in the next. Most lenders do it within minutes or hours.

  • 24/7 lenders availability: You can access your online lender at anytime and wherever you are.

  • Flexible amounts and duration loans: Depending on your eligibility, you can pick the amount you want for the loan and the duration of it. 

  • No reasons needed: Customers do not have to specify any details on the reasons they are asking the loan for. So, you can send the money towards the purpose you better choose.


Avoiding loan scams

There are some online lenders that take advantage of the money needs of people to scam them and charge huge amounts of money for it. 

These are some red flags a scammer lender may have:

  • Ask for upfront fees

  • Offer and approve a loan over the phone

  • Ask for wire transfer

  • Not ask for your credit history (even if it is not a determinant factor on the loan, lenders may always ask for it)

  • A copycat company name 

  • Ask for personal information such as banking info or SSN before being approved

  • Have poor or no reviews 


If you are ready to find the best online loan for you, we match you with the options that suit you better and meet your requirements. Start now.


We analyze your profile and match you to the best financial products for you through SWIPE CREDIT

  • Get between $100 and $35.000
  • Immediate and tailored for you
  • We compare more than 50 entities