Is P2P lending safe?

Kreditiweb is a credit marketplace operated by F.S. Performance. The service provided is not a lending activity, which means that Kreditiweb is not a lender, loan broker or agent for any lending or financial entity. We work with a wide network of lenders that provide financing up to $35,000, depending on different criteria - such as state of residence. However, not all of our lenders can provide these amounts and there is no guarantee that you will be accepted by an independent, participating lender.

We have been designed to connect lenders to borrowers, while saving time and efforts. It is important to mention that this service is free and does not charge any type of fees for the service provided. In addition to that, filling out our form does not represent a solicitation for a particular loan and is not an offer to lend. We do not endorse or charge you for any service or product. Any compensation received is paid by participating lenders and only for advertising services provided. We do not control and are not responsible for the actions of any lender, since we only promote their claims as a company. We are not part of the lending or funding process. It is the responsibility of the user to accept and agree with the lender before getting funded. This means that the user will have to make sure the entity is trustworthy and clear on its financing proposal.

In most cases, we do not have access to the full terms and conditions of the loan, including rates and APR. For details, questions or concerns regarding your loan please contact your lender directly. Only your lender can provide you with information about your specific loan terms, their current rates and charges, renewal, payments and the implications for non-payment or skipped payments. The registration information submitted by you on this website will be shared with one or more participating lenders that offer similar products to the one you are requesting. You are under no obligation to use our service to initiate contact with a lender, apply for credit or any loan product, or accept a loan from a participating lender. You are free to stop the process at any point and it will not mean any commitment with our company.

When it comes to repaying the loan, this process will vary between lenders. It will also be regulated by state and local laws. However, if you have any concerns or questions regarding general issues or financial implications, you can contact us in our questions section and we will try to give you guidance and additional information. For specific support, contact your lender or bank representative.

This disclosure is not legal advice, but a source of information for all our users and website visitors. To learn more about the use of our website and its implications, read our Privacy Policy and Cookies Policy.